My IVA

Wednesday, February 21, 2007

SUCCESS WOOOHOOO

Finally,, had my IVA accepted today so so so so so happy.

Proposed 29pence in every pound, but with a few mods they accepted 31 pence in every pound, so about £425 a month starting from 1st March

Time to celebrate (wine in hand).

Tuesday, February 06, 2007

New Date

Got the date of my new creditors meeting,. it is on the 21st Feb at 15:00. It is the same proposal as sent last time but thats what was explained to me it was just arranged for another date so my creditors could have more time to respond to it.
I gave Julie, this is who I am in touch with at Thomas Charles, she assured me the delay from creditors was more than likely because it was just after Christmas when debts are higher so they probably had more cases to look at.
So new proposal is all signed and sent back, I would attend the creditors meetings but they are in Manchester so it is a tad far to travel just for a few minutes of meeting, but was told from beginning I do not have to attend as long as I am in touch by telephone which i always am.
One of my creditors has been ok, my old bank Nationwide, they actually listened and took notes on what I was doing which makes a change.
Just for those who not read rest of the blog, my proposal is offering 29p out of every £1 to my creditors, which from what I have read is about average.


 

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